{ "meta": { "LastUpdated": "2026-01-08T16:00:20.201+0100", "TotalResults": 1, "Agreement": "Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions", "License": "https://www.openbanking.org.uk/open-licence", "TermsOfUse": "https://www.openbanking.org.uk/terms-conditions" }, "data": [ { "Brand": [ { "BrandName": "DanskeBank", "SMELoan": [ { "Name": "Variable Rate Business Loan", "Identification": "43F", "Segment": [ "FlexibleBusinessLoan" ], "SMELoanMarketingState": [ { "Identification": "43F", "MarketingState": "Regular", "FirstMarketedDate": "01/01/1900", "LastMarketedDate": "31/12/9999", "LoanInterest": { "LoanInterestTierBandSet": [ { "TierBandMethod": "Whole", "Identification": "43F-25K", "CalculationMethod": "Compound", "LoanInterestTierBand": [ { "TierValueMinimum": "0", "TierValueMaximum": "5000", "TierValueMinTerm": 1, "MinTermPeriod": "Year", "TierValueMaxTerm": 1, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "16.70", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 5421.36 GBP" ] }, { "TierValueMinimum": "15001", "TierValueMaximum": "20000", "TierValueMinTerm": 1, "MinTermPeriod": "Year", "TierValueMaxTerm": 1, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.60", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 21310.42 GBP" ] }, { "TierValueMinimum": "5001", "TierValueMaximum": "10000", "TierValueMinTerm": 4, "MinTermPeriod": "Year", "TierValueMaxTerm": 4, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.00", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 12474.88 GBP" ] }, { "TierValueMinimum": "15001", "TierValueMaximum": "20000", "TierValueMinTerm": 2, "MinTermPeriod": "Year", "TierValueMaxTerm": 2, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.00", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 22442.43 GBP" ] }, { "TierValueMinimum": "0", "TierValueMaximum": "5000", "TierValueMinTerm": 2, "MinTermPeriod": "Year", "TierValueMaxTerm": 2, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "14.10", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 5704.37 GBP" ] }, { "TierValueMinimum": "20001", "TierValueMaximum": "25000", "TierValueMinTerm": 1, "MinTermPeriod": "Year", "TierValueMaxTerm": 1, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.30", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 26606.78 GBP" ] }, { "TierValueMinimum": "5001", "TierValueMaximum": "10000", "TierValueMinTerm": 3, "MinTermPeriod": "Year", "TierValueMaxTerm": 3, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.30", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 11869.99 GBP" ] }, { "TierValueMinimum": "15001", "TierValueMaximum": "20000", "TierValueMinTerm": 5, "MinTermPeriod": "Year", "TierValueMaxTerm": 5, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.60", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 26072.29 GBP" ] }, { "TierValueMinimum": "15001", "TierValueMaximum": "20000", "TierValueMinTerm": 3, "MinTermPeriod": "Year", "TierValueMaxTerm": 3, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.80", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 23614.99 GBP" ] }, { "TierValueMinimum": "15001", "TierValueMaximum": "20000", "TierValueMinTerm": 4, "MinTermPeriod": "Year", "TierValueMaxTerm": 4, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.70", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 24824.75 GBP" ] }, { "TierValueMinimum": "5001", "TierValueMaximum": "10000", "TierValueMinTerm": 2, "MinTermPeriod": "Year", "TierValueMaxTerm": 2, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.70", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 11283.72 GBP" ] }, { "TierValueMinimum": "10001", "TierValueMaximum": "15000", "TierValueMinTerm": 5, "MinTermPeriod": "Year", "TierValueMaxTerm": 5, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.70", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 19585.38 GBP" ] }, { "TierValueMinimum": "5001", "TierValueMaximum": "10000", "TierValueMinTerm": 5, "MinTermPeriod": "Year", "TierValueMaxTerm": 5, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.90", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 13098.60 GBP" ] }, { "TierValueMinimum": "0", "TierValueMaximum": "5000", "TierValueMinTerm": 5, "MinTermPeriod": "Year", "TierValueMaxTerm": 5, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.50", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 6611.74 GBP" ] }, { "TierValueMinimum": "20001", "TierValueMaximum": "25000", "TierValueMinTerm": 2, "MinTermPeriod": "Year", "TierValueMaxTerm": 2, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.90", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 28021.81 GBP" ] }, { "TierValueMinimum": "10001", "TierValueMaximum": "15000", "TierValueMinTerm": 2, "MinTermPeriod": "Year", "TierValueMaxTerm": 2, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.20", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 16863.09 GBP" ] }, { "TierValueMinimum": "0", "TierValueMaximum": "5000", "TierValueMinTerm": 4, "MinTermPeriod": "Year", "TierValueMaxTerm": 4, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "12.80", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 6299.89 GBP" ] }, { "TierValueMinimum": "20001", "TierValueMaximum": "25000", "TierValueMinTerm": 5, "MinTermPeriod": "Year", "TierValueMaxTerm": 5, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.50", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 32559.01 GBP" ] }, { "TierValueMinimum": "10001", "TierValueMaximum": "15000", "TierValueMinTerm": 3, "MinTermPeriod": "Year", "TierValueMaxTerm": 3, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.90", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 17742.49 GBP" ] }, { "TierValueMinimum": "0", "TierValueMaximum": "5000", "TierValueMinTerm": 3, "MinTermPeriod": "Year", "TierValueMaxTerm": 3, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "13.20", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 5997.47 GBP" ] }, { "TierValueMinimum": "10001", "TierValueMaximum": "15000", "TierValueMinTerm": 4, "MinTermPeriod": "Year", "TierValueMaxTerm": 4, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.80", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 18649.72 GBP" ] }, { "TierValueMinimum": "20001", "TierValueMaximum": "25000", "TierValueMinTerm": 4, "MinTermPeriod": "Year", "TierValueMaxTerm": 4, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.60", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 30999.62 GBP" ] }, { "TierValueMinimum": "5001", "TierValueMaximum": "10000", "TierValueMinTerm": 1, "MinTermPeriod": "Year", "TierValueMaxTerm": 1, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "14.00", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 10717.70 GBP" ] }, { "TierValueMinimum": "20001", "TierValueMaximum": "25000", "TierValueMinTerm": 3, "MinTermPeriod": "Year", "TierValueMaxTerm": 3, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "11.70", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 29487.52 GBP" ] }, { "TierValueMinimum": "10001", "TierValueMaximum": "15000", "TierValueMinTerm": 1, "MinTermPeriod": "Year", "TierValueMaxTerm": 1, "MaxTermPeriod": "Year", "FixedVariableInterestRateType": "Variable", "RepAPR": "13.10", "LoanProviderInterestRateType": "BOEBaseRate", "LoanProviderInterestRate": "10.75", "Notes": [ "Total Cost of Credit 16014.08 GBP" ] } ] } ] }, "Repayment": [ { "RepaymentType": "CapitalAndInterest", "RepaymentFrequency": "Monthly", "AmountType": "CapitalAndInterest", "RepaymentFeeCharges": { "RepaymentFeeChargeDetail": [ { "FeeType": "Arrangement", "FeeAmount": "125", "ApplicationFrequency": "OnOpening", "CalculationFrequency": "OnOpening" } ] } } ], "Eligibility": { "IDEligibility": { "Notes": [ "Sole traders/Partnerships - both individuals and business name are id checked.\\nLtd co - business name & directors are id checked." ] }, "CreditCheckEligibility": { "ScoringType": "Hard", "Notes": [ "Experian Credit Check" ] } }, "CoreProduct": { "ProductDescription": "The Variable Rate Business Loan gives you the flexibility to choose the repayment frequency and adjust the payments to suit your cash flow.££", "ProductURL": "https://danskebank.co.uk/business/products-and-services/loans-and-credit/variable-rate-business-loan", "TcsAndCsURL": "https://danskebank.co.uk/business", "SalesAccessChannels": [ "Branch", "RelationshipManager" ], "ServicingAccessChannels": [ "Branch", "CallCentre", "Post", "Online", "RelationshipManager" ], "EarlyPaymentFeeApplicable": false, "OverPaymentFeeApplicable": false, "LoanApplicationFeeChargeType": "NoLoanApplicationFee", "OverpaymentAllowedIndicator": true, "FullEarlyRepaymentAllowedIndicator": true } } ] } ] } ] } ] }